FirstHomeAI may receive compensation from mortgage lender partners when you choose to connect with them through our platform. This compensation helps us provide free homeownership readiness assessments to all users.
We connect you with lenders based on objective criteria that prioritize your needs and likelihood of approval:
FHA, Conventional, VA, USDA eligibility based on your credit and financial profile
Customer reviews, approval rates, and average closing times
Lenders who actively serve your Texas county
Expertise in first-time homebuyers and Texas DPA programs
FirstHomeAI is committed to transparency and compliance with federal consumer protection laws, including the Real Estate Settlement Procedures Act (RESPA).
To be clear about our role, FirstHomeAI is NOT:
We provide educational assessments only. Our Readiness Score does not guarantee mortgage approval, loan terms, or eligibility for any specific program.
In addition to mortgage lender partners, FirstHomeAI may earn commission from affiliate programs when you use our recommended resources:
We may earn referral fees from credit monitoring services like Credit Karma when you sign up through our links.
We may earn fees from bank accounts, credit cards, or savings products recommended in your personalized insights.
Note: We only recommend products and services we believe provide genuine value to first-time homebuyers. Affiliate compensation does not influence your Readiness Score or our assessment methodology.
To ensure our lender matching algorithm remains unbiased and compliant with RESPA, we conduct quarterly audits that verify:
Last Audit: [To be updated post-launch]
Next Audit: Quarterly
If you have questions about our referral relationships, affiliate partnerships, or how we are compensated, please contact us:
FirstHomeAI, LLC
Email: support@firsthomeai.com
For Referral Questions: Subject Line "Referral Question"